Your Details - Person 1

Your Title

Your first names

Including any middle names.

Your last name

Any other names you're known by

For example, your maiden name.

Your date of birth

Address line 1

Address line 2

Address line 3

Postcode

Your phone number

We’ll only use this to contact you about your LPA

Your email address *

We’ll only use this to send you updates about your LPA

Your Details - Person 2

Your Title

Your first names

Including any middle names.

Your last name

Any other names you're known by

For example, your maiden name.

Your date of birth

Address line 1

Address line 2

Address line 3

Postcode

Your phone number

We’ll only use this to contact you about your LPA

Your email address *

We’ll only use this to send you updates about your LPA

Managing your finances

Managing your finances You can allow your attorney to manage your finances in case you cannot do it yourself. This can include:

paying your bills
buying things for you with your money
putting money into your savings accounts
dealing with your tax, pensions and benefits
accessing your online accounts
selling your property (with your permission or to help pay for any treatment or care you might need)

Would you want your attorney to manage your finances?

Putting money into your ISAs

You can let your attorney know that, as long as there's money left after all your expenses are paid, you’d like them to invest your money into individual savings accounts (ISAs) and use your tax-free allowances each year.

Would you like your attorney to invest into ISAs up to the maximum each year?

Getting professional advice before making new investments

You can make sure your attorney gets professional advice before investing your money. This might cost you money.

Make sure your attorney gets professional advice before making new investments?

Choosing how your investments are managed

Now, or sometime in the future, you might decide to put your money into an investment managed by a bank or other financial organisation. Your attorneys would not be able to continue these investments unless you allow it in your LPA. They would also not be able to make new investments like this for you. It might not be relevant to you right now, but it’s a good idea to allow this in your LPA if you want to make sure your attorney has flexibility when deciding what’s best for you.

Would you want your attorney to be able to have flexibility when deciding who manages your investments?

Getting professional advice about paying any care home fees

In case you move into a care home, you can make sure your attorney gets professional advice before deciding how to pay care home fees from your money. For example, it might be better financially to sell one thing rather than another. This might cost you money.

Make sure your attorney gets professional advice about paying care home fees?

Selling your home

Sometime in the future, your attorney might need to consider selling your home (for example, to pay for care fees). You may want to stay in your home as long as possible. You can say in your LPA that you would not want your attorney to sell it unless, in a doctor’s opinion, you’re unable to live there safely. If you don’t add this to your LPA, your attorney can make this decision for you.

Prevent your home being sold for as long as possible?

Yes
Let your attorney decide

Prevent your attorney accidentally selling or throwing out gifts you’ve put in your will

You can help prevent your attorney from accidentally selling or throwing away specific gifts you’ve put in your will whilst they’re managing your affairs. We’ll let your attorney know this is important to you by including a statement about this in your LPA.

Help prevent your attorney from selling or throwing away specific gifts in your will?

Giving access to your online accounts

You can make it easier for your attorney or attorneys to access your online accounts. This can include things like:

mail accounts
online savings and investment accounts
PayPal, Amazon, eBay and similar accounts
digital media, such as Netflix or Spotify
social media, such as Facebook
virtual currency, such as Bitcoin

If you do this, your LPA will explicitly say that your attorneys can access your accounts. We recommend you check with each provider to see how your attorney should access your accounts if needed.

Make it easier for your attorney to access your online accounts if needed?

Ask for your pets to be cared for

You can ask your attorney to make sure your pets are cared for if you can’t care for them. We’ll let your attorney know that you’re happy for them to use a reasonable amount of your money for this by including a statement about it in your LPA.

Allow your attorney to spend some of your money to care for your pets?

Choosing when your attorney can make finance decisions

Option 1: Your attorney can make decisions as soon as you register your LPA (but only with your permission).

Option 2: Your attorney can only make decisions if you cannot make decisions for yourself.

Important things to consider

It’s important to understand that option 2 can create practical issues for your attorney. They may need to provide evidence that you’re unable to make decisions every time they need to make a decision — this could add delays and costs. If you want to make it as easy as possible for your attorney to make decisions, we recommend you choose option 1. They’ll need your permission to make any decisions as long as you can still make decisions for yourself. If you have doubts about choosing option 1, you need to think about whether you have chosen the right people as your attorneys and whether you trust them fully.

When can your attorney make finance decisions?

Option 1: Your attorney can make decisions as soon as you register your LPA
Option 2: Your attorney can only make decisions if you cannot make decisions for yourself

Your health and lifestyle

You can choose an attorney to make decisions about your health and lifestyle. They’ll only be able to make decisions if you cannot make these decisions for yourself. They’ll be able to make decisions about:

the type of health care and medical treatment you receive, including life-sustaining treatment
where you live
day-to-day things such as your diet and daily routine

If you don’t allow this, other people or the local authority could end up making important decisions for you — which may be against your wishes.

Would you want to choose who makes decisions about your health and lifestyle?

Medical trials to improve your quality of life

You can tell your attorney to involve you in medical trials if they think this could improve your quality of life. If you say no, your attorney must not involve you in any medical trials.

Would you want to be involved in medical trials?

Where you want to live

You may want to stay in your home as long as possible. You can say in your LPA that you would not want to move into a care home unless you really have to (for example, it’s no longer safe for you to live in your home). If you don’t add this to your LPA, your attorney can decide what’s best for you — for example, moving you into a care home that’s closer to your relatives.

Where would you want to live?

Stay in your home as long as possible
Let your attorney decide

Preventing certain people from contacting you

You can decide whether you want your attorney to able to choose who can and cannot visit or contact you — if you cannot make this decision for yourself. For example, this might be someone that your attorney thinks you would not want to see.

Do you want your attorney to be able to decide who can contact you?

Your religious beliefs

You can make sure your attorney or attorneys consider your religious beliefs when they make any decisions about your health and wellbeing. This could be important if you do not want to receive a particular type of treatment because of your religious beliefs. For example, blood transfusions.

Do you want your religious beliefs considered when decisions are made for you?

Choosing your attorney or attorneys

Now you’ve told us what’s important to you, the next step is to choose who you’d want to make these decisions for you.

You need to ask yourself, do you trust this person to make decisions for you and act in your best interests and do you think they would make the same decisions you would make for yourself?

Who can be your attorney

You can ask anybody to be your attorney as long as they’re over 18 and have mental capacity.

For finance LPAs, you cannot choose someone who is currently bankrupt or subject to a debt relief order.

If you choose more than one attorney

You can choose as many attorneys as you want, but too many attorneys can make things difficult because they’ll need to work together.

Your backup attorneys

You can add backup attorneys in case any of your attorneys become unable to make decisions for you. For example, if they die or they decide they no longer want to be your attorney.

Your Attorney

Title

First names

Including any middle names.

Last Name

Date of birth

Address line 1

Address line 2

Address line 3

Postcode

This is optional

Add backup attorney

You should choose backup attorneys in case any of your attorneys become unable to make decisions for you.

Title

First names

Including any middle names.

Last Name

Date of birth

Address line 1

Address line 2

Address line 3

Postcode

This is optional

Confirming you understand your LPA and You need to choose someone to confirm:

you understand the consequences of making an LPA
you’ve decided to create your LPA for yourself without any pressure from anybody else

In your LPA this person will be called your ‘certificate provider’.

They’ll need to sign your LPA when you get it.

This can be:

someone you’ve known for at least 2 years, such as a friend or a neighbour
a professional with relevant skills, such as a doctor or a solicitor

Who this cannot be

This cannot be:

your attorney or backup attorney in this LPA or any other LPA or enduring powers of attorney (EPA) you’ve made before
a member of your or your attorneys’ families – including wives, husbands, civil partners, in-laws and step-relatives
an unmarried partner, boyfriend or girlfriend of yours or of any of your attorneys – whether or not they live at the same address
your business partner or one of your attorneys’ business partners
your employee or one of your attorneys’ employees
an owner, manager, director or employee of a care home where you live, or a member of their family

Your 'certificate provider'

You can add this person now or you can skip this step and add them to your LPA when your receive it.

Title

First names

Including any middle names.

Last Name

Address line 1

Address line 2

Address line 3

Postcode

Start my Mirror LPA

Your Details - Person 1

Your Details - Person 2

Managing your finances

Putting money into your ISAs

Getting professional advice before making new investments

Choosing how your investments are managed

Getting professional advice about paying any care home fees

Selling your home

Prevent your attorney accidentally selling or throwing out gifts you’ve put in your will

Giving access to your online accounts

Ask for your pets to be cared for

Choosing when your attorney can make finance decisions

Important things to consider

Your health and lifestyle

Medical trials to improve your quality of life

Where you want to live

Preventing certain people from contacting you

Your religious beliefs

Choosing your attorney or attorneys

Who can be your attorney

If you choose more than one attorney

Your backup attorneys

Your Attorney

Add backup attorney

Confirming you understand your LPA and You need to choose someone to confirm:

Who this cannot be

Your 'certificate provider'

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